Moneycraft . . . Confidential and Secure

Your financial information is highly sensitive. We choose not to keep the most sensitive data—identifying numbers—in our records at all, and we are absolutely committed to safeguarding the information we do keep, and using it only as you expect and approve of.

Our business is to provide counsel and guidance to you on the subject of your personal finances. After you have entered into a client relationship with us, we will collect information about you and your financial situation (your "personal information"). This personal information is obtained only from you, and only with your knowledge and consent. We will share your personal information with you upon your request to ensure its accuracy. If you identify any inaccuracies, or you need to change information, please contact us so that we may promptly update our records. At your request, we will destroy all your personal information if you discontinue your client relationship with us.

Personal identifiers such as social security numbers or account numbers may, at your option, come into our temporary possession if you provide them to us for a particular purpose, such as reviewing documents. But we do not store them in our databases, because we don't need to have such identifiers to provide our services.

We may collect some information on our web site through the use of "cookies," which recognize your browser so that various aspects of your experience with the web site can be improved. Cookies do not identify you personally.

We will never share any of your personal information with any other person or entity without your approval, except if required to do so by law. This means we will not sell your personal information, or provide it to third parties for marketing purposes. We may, however, compile and make use of aggregate information about our clients (aggregate information means collective information from which no information about a particular individual is identifiable).

Access to personal information is password protected, and the transmission of this information over the Internet is protected by Secure Socket Layer ("SSL") protocol and a public and private key encryption system, both industry-standard electronic data safeguards.

We use the web-based modeling and reporting technology of MoneyGuidePro™ to perform analysis of your personal information. We encourage you to review their privacy and security policies, as they are responsible for the security of the personal information stored on their servers.

Please contact us at www.moneycraft.net if you have any questions about this policy or if you wish to update your personal information.